COBRA/VIPER Administration

VADA Insurance Trust members with over 20 employees must offer COBRA to terminating employees (or dependents who lose group coverage with you) who have been on the plan for at least one day. Dealerships with fewer than 20 employees must offer VIPER to terminating subscribers who have been on the plan for at least one day. The COBRA/VIPER benefit applies to both medical and dental benefits.

csONE administers COBRA and VIPER for members offering medical and/or dental and/or vision. VADA will send, upon receipt of a termination notice or change form, the information to csONE for processing. Former employees and/or dependents will receive COBRA/VIPER information directly from csONE to elect continuation of coverage.

Please click here to review COBRA/VIPER guidelines.
Please click here to review a comparison of COBRA vs. VIPER

For further information, please contact VADA.

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The Vermont Vehicle and Automotive Distributors Association (VADA) is a trade association representing the interests of the automotive industry including new car and truck dealers, along with motorcycle, recreational vehicle, farm equipment, used-car, power equipment, and construction equipment dealers, as well as motor vehicle service, autobody repair, and motor vehicle parts sales facilities.